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Internet Banking and Bill Pay Upgrades
We are excited to announce improvements to our internet banking and bill pay platforms that are anticipated to be complete by the end of March.
The first change took place on January 18, 2012 with the internet banking product. Please note the screens have a slightly different look and feel. Although the screens look different, the security features remain exactly the same as you continue to log in with your current passwords and security question answers. In addition to the current internet banking tools, features and options you will notice several new features. A popular new addition is the CALENDAR view tab that allows you to see any month at a glance to view transactions. Another new feature is the FINANCIAL MANAGEMENT tab that allows you to see budget categories to help track your income and expenses.
A brand new option of having a Quicken and Quickbooks interface will be available within the DOWNLOAD tab. This will be a great feature to all our customers that use these products to manage their business or personal accounts. This feature is anticipated to be available around the end of February.
The last phase of the upgrade will be to the bill pay product. As we get closer to this release more information will be provided. This change is currently scheduled to take place on March 20, 2012.
Auto Loans 2.99% APR*with no loan closing fees! Apply online or call today.
*Subject to application and credit approval. Special interest rate for 2008-2012 vehicles, up to 66 month term, available now through January 31, 2012. Must be a new loan to Farmers & Merchants Bank to receive discounted interest rate and loan fee waiver. Refinances of existing Farmers & Merchants Bank auto loans do not qualify. The monthly payment on a 66 month loan term for $1,000 borrowed at an Annual Percentage Rate (APR) of 2.99% is $16.45. Maximum loan amounts determined by 100% of purchase price for new vehicles and NADA loan value for used vehicles. 66 month term available for new vehicles only.
LIFE INSURANCE PRODUCTS OFFERED BY FARMERS & MERCHANTS BANK AND QUICKLIFE ARE NOT FDIC INSURED, NOT BANK GUARANTEED, NOT A DEPOSIT, NOT GUARANTEED BY ANY FEDERAL GOVERNMENT AGENCY AND MAY LOSE VALUE.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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