Great news! Farmers & Merchants Bank is now part of the Jeanie ATM network which offers over 7,400 ATMs in all 50 states. This means you’ll be able to access your money at most Fifth Third Bank ATMs without a fee (you’ll be notified at the ATM if there is a fee). Please share this exciting news with anyone you know who wants to open an account with Farmers & Merchants Bank and have convenient access to their money.
FM BANK MOBILE
Experience the convenience of banking from your mobile device. Farmers & Merchants Bank is now available wherever, whenever. Depending on which mobile device you are using, you can search iTunes App Store for Apple products, or the Google Play Market for Android. By simply typing “FM Bank Mobile” in the search field, you can find our app and start banking from the touch of your mobile device.
With the F&M App, account holders easily navigate through menu options to transfer funds, view account balances and access account history. It also brings the convenience of GPS to locate and get directions to ATM and branch locations. Download your App today!
At Farmers & Merchants Bank we are dedicated to helping you protect your identity. We want to help guard against the disclosure of your information that could possibly lead to identity theft. We use the maximum levels of online security and technology to protect your personal information and keep it confidential. Farmers & Merchants Bank does not contact our customers by phone, email or mail to verify, request or change security information like passwords or Personal Identification Numbers (PINs). Do not give personal information such as your account numbers or Social Security number to anyone you have not personally contacted.
You’re in the grocery store check-out line with a cart full of groceries. You swipe your card and it is declined.
You’re out of town at a gas station and you need to fill your tank. You go to pay with your debit card at the pump and it is declined.
You’re out of town and need some cash. You go to an ATM, use your card to take out $300. It is declined.
There are times in life that your checking account balance is at or near zero and your card won’t allow you to make a purchase or a cash withdrawal. You may have made a mistake in balancing your account, a debit comes out of your account sooner than expected, or you are just one day away from payday.
But, by simply Opting -IN to F&M’s Overdraft Protection, each of the above scenarios would have resulted in the successful completion of the transaction! Best of all, there is no cost to sign up and there will never be a charge if you don’t use the service.
To find out more information, or to print the Opt-In form, scroll over the Personal tab at the top of the page, then Checking, then click the Opt-In option. Once you fill out all of the information required, sign the form, and simply mail it in, or bring it in to one of our branches.
Now Offering Quicken®
Farmers & Merchants Bank is now offering Quicken® through our online banking. Organize all of your personal or business finances in one convenient location. Now you can manage your money, import all of your up to date accounts, and always be ready for taxes. No manual data entry, once you're set up, you can download all your transactions right into Quicken®—instead of typing them in by hand. Web Connect data includes complete transaction and balance information to make categorization and account reconciliation easy. Visit www.bankwithfm.com , then into your online banking portal, once inside click on the Accounts tab, then the Download drop down. This will take you to an Account Download screen, chose the download format: QIF. You’ll now be able to see how Quicken® gives you the complete picture of where your money goes, so you can start making better money decisions right away.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.