REWARDS VISA CARD NOW AVAILABLE

Farmers & Merchants bank has a new Visa card available with rewards options.  The link on the left side of this page will allow you to print an application that you can complete and submit, or bring to one of our branches and we can submit it for you.

F&M Visa Credit Card customers should have received notice that our old card program has been discontinued and new cards being issued are without the F&M Logo.  If you would like to continue with a F&M credit card please use the link on the left side of the page to print an application and apply.  You can bring the completed application to any of our offices and we will take care of the rest for you.

LIFE INSURANCE PRODUCTS OFFERED BY FARMERS & MERCHANTS BANK AND QUICKLIFE ARE NOT FDIC INSURED, NOT BANK GUARANTEED, NOT A DEPOSIT, NOT GUARANTEED BY ANY FEDERAL GOVERNMENT AGENCY AND MAY LOSE VALUE.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.