We want your business to grow and succeed. That is why we are in business - to help you. We are committed to you, your business and the communities we serve. We will work tenaciously to earn your trust, respect and business.
We Are a Real Community Bank
Locally owned and managed, community banks are different from other banks. Please take a moment to discover some of the special ways we serve our community's banking needs.
We don't have the 1-800 numbers - when you call us a real person answers the phone. We offer a "no-wait" service in our lobbies - we are ready to help you the moment you walk through our door.
Quick & Local Decisions
We make decisions in days - not weeks or months. Decisions are made in the communities we serve - not in far away cities or states.
Locally Owned & Independent
We are owned by people in our community - not by some large bank. We are committed to keeping it this way.
Competitive Products & Services
We offer a full suite of personal and business banking services specifically designed to meet your needs.
We Want To Be Your Business Banker
Come to Farmers & Merchants Bank for your business checking, savings and lending needs. We look forward to serving you.
MIAMISBURG • 41 South First St. Miamisburg, OH 45342 • 937-866-2455
WEST CARROLLTON • 3235 Alex-Bell Rd. West Carrollton, OH 45449 • 937-299-4250
GERMANTOWN • 2367 Beechwood Dr., Germantown, OH 45327 • 937-855-3114